Tradesman Insurance

Why choose Churchill for Tradesman Insurance?

• Increase your public liability cover up to £10 million
• Tailor your policy to suit your business
• Cover for your valuable tools and equipment - including your own and hired-in plant
• Business stock cover
• Up to £750,000 contract works cover
• Insurance for your staff with Employers’ Liability Cover - including temporary employees
• Access to a 24-hour legal advice line
• Specialist Claims Handlers to help you when you make a claim

What is Tradesman Insurance?

Tradesmen Insurance covers you against the hazards you work with every day, like sharp tools, heavy machinery, and powerful chemicals.

All it takes is a simple slip, trip, or spillage to cause an injury or serious property damage - just one mistake can lead to a compensation claim that could cost your business a lot of money.

When you work in customers’ homes and other premises, you can’t control everything, but you could still be held liable if a client or other third party believes your mistake has cost them money or led to an injury.

Our Tradesman Insurance provides £1 million public liability cover as standard. Our optional extras help you cover your employees and your all-important tools and equipment.

What does Tradesman Insurance cover?

Public Liability Insurance

Public Liability Insurance isn’t legally compulsory for tradesmen, but most people in the industry think it’s essential.

Public sector organisations and large companies are unlikely to work with an uninsured tradesman, so you could miss out on valuable work if you’re not covered.

Having Public Liability Insurance means you’re covered if you or an employee accidentally injures a member of the public or damages their property.

Our Tradesman Insurance provides £1 million public liability cover as standard, with options to increase it to up to £10 million.

Find out more about Public Liability Insurance

Employers’ Liability Insurance

Employers' Liability Insurance is a legal requirement under the Employers’ Liability Act 1969.

It covers you if one of your employees is injured or becomes ill while they’re working for your business.

Employers' Liability Insurance is provided as standard if you have employees. 

Find out more about Employers' Liability Insurance

Cover your tools

An optional extra that gives tradesmen added peace of mind.

We’ll cover your all important tools and business equipment up to £10,000.

Our tools insurance includes mobile phones and laptops.

Find out more about Tools Cover

Who does Tradesman Insurance cover?

We cover a large number of trades and self-employed professionals, including:

• Builders
• Plumbers
• Gardeners
• Carpenters
• Electricians
• Painters and decorators
• Cleaners

Don’t worry if you can’t see your trade here, it doesn’t mean we can’t cover you.

You can select from a large number of trades when you get a quote, or you can give us a call to see if we can get you covered.