Make your policy work for you
Tailor your cover with these optional extras
Tradesman Insurance
Our friends at Direct Line insurance can provide you with a quote. Click on the button below to find out more about Direct Line‘s business insurance cover
Direct Line and Churchill are both underwritten by U K Insurance Limited
Why choose Tradesman Insurance?
- Increase your public liability cover up to £10 million
- Tailor your policy to suit your business
- Cover for your valuable tools and equipment - including your own and hired-in plant
- Business stock cover
- Up to £750,000 contract works cover
- Insurance for your staff with Employers’ Liability Cover - including temporary employees
- Access to a 24-hour legal advice line
- Specialist Claims Handlers to help you when you make a claim
How can I get insured?
Churchill is no longer offering Tradesman Insurance but you can get a quote from our friends at Direct Line.
Direct Line and Churchill are both underwritten by U K Insurance Limited.
What is Tradesman Insurance?
Tradesmen Insurance covers you against the hazards you work with every day, like sharp tools, heavy machinery, and powerful chemicals.
All it takes is a simple slip, trip, or spillage to cause an injury or serious property damage - just one mistake can lead to a compensation claim that could cost your business a lot of money.
When you work in customers’ homes and other premises, you can’t control everything, but you could still be held liable if a client or other third party believes your mistake has cost them money or led to an injury.
Tradesman Insurance provides £1 million public liability cover as standard. Choose from a range of optional extras to help you cover your employees and your all-important tools and equipment.
How can I get insured?
Churchill is no longer offering Tradesman Insurance but you can get a quote from our friends at Direct Line.
Direct Line and Churchill are both underwritten by U K Insurance Limited.
What does Tradesman Insurance cover?
Public Liability Insurance
Public Liability Insurance isn’t legally compulsory for tradesmen, but most people in the industry think it’s essential.
Public sector organisations and large companies are unlikely to work with an uninsured tradesman, so you could miss out on valuable work if you’re not covered.
Having Public Liability Insurance means you’re covered if you or an employee accidentally injures a member of the public or damages their property.
Tradesman Insurance provides £1 million public liability cover as standard, with options to increase it to up to £10 million.
Find out more about Public Liability Insurance
Employers’ Liability Insurance
Employers' Liability Insurance is a legal requirement under the Employers’ Liability Act 1969.
It covers you if one of your employees is injured or becomes ill while they’re working for your business.
Employers' Liability Insurance is provided as standard if you have employees.
Find out more about Employers' Liability Insurance
Cover your tools
An optional extra that gives tradesmen added peace of mind.
Cover your all important tools and business equipment up to £10,000.
Our tools insurance includes mobile phones and laptops.
Find out more about Tools Cover
How can I get insured?
Churchill is no longer offering Tradesman Insurance but you can get a quote from our friends at Direct Line.
Direct Line and Churchill are both underwritten by U K Insurance Limited.
Who does Tradesman Insurance cover?
Cover is available for a large number of trades and self-employed professionals, including:
- Builders
- Plumbers
- Gardeners
- Carpenters
- Electricians
- Painters and decorators
- Cleaners
Don’t worry if you can’t see your trade here, it doesn’t mean you can’t get cover.
You can select from a large number of trades when you get a quote or get in touch to see if you can get covered.
How can I get insured?
Churchill is no longer offering Tradesman Insurance but you can get a quote from our friends at Direct Line.
Direct Line and Churchill are both underwritten by U K Insurance Limited.
Don’t forget your van
Most tradesmen would be lost without their van.
Get cover for your van if you use it to carry your tools and equipment to work.
Find out more about Van Insurance
Churchill van insurance is arranged and administered by our partner Brightside Insurance Services ltd
Public Liability Cover up to £10 million
Cover against claims for injury or property damage by clients or members of the public. You can increase your standard cover to up to £10 million.
Tools and Business Equipment Cover
You can cover your valuable tools and business equipment up to £10,000 for added peace of mind. Tools cover includes mobile phones and laptops.
Personal Accident Cover
Insure named people in your business, aged 16‐75, against personal accidents. Add death benefit up to £10,000 (weekly benefits up to £100).
Contract Works Cover
Get up to £750,000 cover for work that’s underway on a site. It can cover the cost of repairing or re-doing the work that’s in progress if it’s damaged by an insured event like fire or flooding.
Business Stock Cover
Up to £25,000 cover if your business stock is damaged or stolen.
Own Plant Cover
£75,000 cover if your own plant is damaged or stolen. It includes temporary buildings and site huts.
Hired-in Plant Cover
Insure your hired in plant from damage or theft. Get cover for any one item up to £20,000 (the maximum sum insured is £75,000)
Cover for Temporary Employees
Insure temporary employees or bona-fide contractors hired by your business.
How can I get insured?
Churchill is no longer offering Tradesman Insurance but you can get a quote from our friends at Direct Line.
Direct Line and Churchill are both underwritten by U K Insurance Limited.
