Reasons to get Professionals Insurance

• £1 million Public Liability Cover as standard, you can increase it to £5 million or £10 million
• Cover for a wide range of small business and self-employed professions
• Up to £5 million Professional Indemnity Cover
• Cover for your staff with up to £10 Employers' Liability Insurance
• Business equipment cover up to £10,000
• Specialist claims handlers will guide you through making a claim
• Access to a 24-hour legal advice line

How can I get insured?

Churchill is no longer offering Professionals Insurance but you can get a quote from our friends at Direct Line.

Get a quote from

Direct Line and Churchill are both underwritten by U K Insurance Limited.

What is Professionals Insurance?

Insurance for professionals covers you for unexpected losses like damaged or stolen equipment or legal action from a client if you make a mistake.

If you own your own business, or you’re self-employed, it’s difficult to recover from large expenses you haven’t planned for unless you have the correct insurance in place.

Depending on the nature of your business, you could benefit from Public Liability Insurance, Employers’ Liability Insurance, or Professional Indemnity Insurance.

You can also choose from a wide range of optional extras that cover your business essentials like stock, tools, and equipment.

How can I get insured?

Churchill is no longer offering Professionals Insurance but you can get a quote from our friends at Direct Line.

Get a quote from

Direct Line and Churchill are both underwritten by U K Insurance Limited.

What does Professionals Insurance cover?

Business Insurance for professionals starts with standard Public Liability cover, and you can add a range of optional extras to tailor your policy to exactly what you need.

Public Liability Insurance

Public Liability Insurance isn’t legally required, but it gives you peace of mind when you’re working with clients at their homes or in your office.

Having Public Liability Insurance means you’re covered if a client injures themselves while visiting your home or office. It also gives you cover if you accidentally damage a client’s property while you’re visiting them for business purposes.

Public Liability Insurance offers you up to £1 million of cover as standard, with the option of increasing it to up to £10 million.

Find out more about Public Liability Insurance

Employers’ Liability Insurance

Employers' Liability Insurance is a legal requirement under the Employers’ Liability Act 1969 if you employ staff or apprentices.

It covers you if one of your employees is injured or becomes ill while they’re working for your business.

You can add £10 million of Employers' Liability cover to your public liability policy as an optional extra.

Find out more about Employer’s Liability Insurance

Professional Indemnity Insurance

Professional Indemnity Insurance covers your compensation and legal fees if a client accuses you of providing inadequate advice or services and makes a claim against you or your business.

For example, emailing sensitive information to the wrong contact isn’t a mistake you’ll make very often, but it could result in legal action against you.

Professional Indemnity Insurance is important if you offer professional services to a client and they believe your advice caused them to lose money or suffer reputational damage.

You can add up to £5 million Professional Indemnity Insurance to your Professionals Insurance policy as an optional extra.

Find out more about Professional Indemnity Insurance

Tools and business equipment cover

How would you cope without the tools of your trade?

You can cover your valuable tools and business equipment up to £10,000 as an optional extra for added peace of mind.

Tools cover includes mobile phones and laptops.

Find out more about Tools and business equipment cover

How can I get insured?

Churchill is no longer offering Professionals Insurance but you can get a quote from our friends at Direct Line.

Get a quote from

Direct Line and Churchill are both underwritten by U K Insurance Limited.

Who does Professionals Insurance cover?

Cover is available for a large number of small businesses and self-employed professionals including:

• Consultants
• Hairdressers
• Beauticians
• Accountants

If your business or profession isn't listed here, get in touch to find out if you can get cover.

How can I get insured?

Churchill is no longer offering Professionals Insurance but you can get a quote from our friends at Direct Line.

Get a quote from

Direct Line and Churchill are both underwritten by U K Insurance Limited.

Why do I need Professionals Insurance?

For business owners, insurance isn’t always top of the list of priorities. Securing clients, building a reputation, and keeping on top of cash flow, can seem more important.

If you don't have the right insurance cover, all your hard work could be wasted if a customer or a member of the public takes legal action against you.

Professionals Insurance provides £1 million public liability cover as standard, with options to increase it to up to £10 million. 

You can also choose from a range of optional extras to cover you against other significant risks, like a named member of your team having an accident at work.

How can I get insured?

Churchill is no longer offering Professionals Insurance but you can get a quote from our friends at Direct Line.

Get a quote from

Direct Line and Churchill are both underwritten by U K Insurance Limited.

How can I get insured?

Churchill is no longer offering Professionals Insurance but you can get a quote from our friends at Direct Line.

Get a quote from

Direct Line and Churchill are both underwritten by U K Insurance Limited.