Consultants insurance

Reasons to rely on Churchill for Consultants Insurance

• £1 million Public Liability Cover as standard, you can increase it up to £10 million
• Up to £10,000 cover for your valuable tools and business equipment
• Cover for your staff with up to £10 Employers' Liability Insurance
• Make your policy work for you with a range of optional extras
• Our specialist claims handlers will guide you through making a claim
• Access to our 24-hour legal advice line
• Personal accident cover up to £50,000

What is Consultants Insurance?

When you work closely with your clients and meet up with them on a regular basis, it’s important to make sure you’re covered against accidents.

For example, spilling coffee on an expensive piece of hardware in a customer’s office while you're out and about on business could lead to a claim for compensation.

If you’re found legally liable for injury or property damage following an accident, Churchill’s Public Liability Insurance for consultants can cover the cost of the claim (subject to the policy limit you choose).

Churchill’s standard Consultants Insurance policy comes with £1 million public liability cover as standard.

With Churchill’s flexible insurance you get reliable, cost‐effective cover for all aspects of your business.

You can tailor your insurance to suit the unique needs of your business and only pay for the cover you need.

What does Consultants Insurance cover?

Business Insurance for consultants starts with our standard Public Liability cover, and you can add a range of optional extras to tailor your policy to exactly what you need.

Public Liability Insurance

Public Liability Insurance isn’t legally required, but it gives you peace of mind when you’re working with clients at their homes or in your office.

Having Public Liability Insurance means you’re covered if you or a client injures themselves while visiting your home or office. It also gives you cover if you accidentally damage a client’s property while you’re visiting them for business purposes.

Our Public Liability Insurance offers you up to £1 million of cover as standard, with the option of increasing it to up to £10 million.

Find out more about Public Liability Insurance

Employers’ Liability Insurance

Employers' Liability Insurance is a legal requirement under the Employers’ Liability Act 1969 if you employ staff or apprentices.

It covers you if one of your employees is injured or becomes ill while they’re working for your business.

Employers' Liability Insurance is provided as standard if you have employees. 

Find out more about Employer’s Liability Insurance

Professional Indemnity Insurance

Professional Indemnity Insurance covers your compensation and legal fees if a client accuses you of providing inadequate advice or services and makes a claim against you or your business.

For example, emailing sensitive information to the wrong contact isn’t a mistake you’ll make very often, but it could result in legal action against you.

Professional indemnity insurance is important if you offer professional services to a client and they believe your advice caused them to lose money or suffer reputational damage.

You can add up to £5 million Professional Indemnity Insurance to your Consultants Insurance policy as an optional extra.

Find out more about Professional Indemnity Insurance

Tools and business equipment cover

How would you cope without the tools of your trade?

You can cover your valuable tools and business equipment up to £10,000 as an optional extra for added peace of mind.

Our tools cover includes mobile phones and laptops.

Find out more about Tools and business equipment cover